Why do you need an Expat Global Medical Insurance?

In an era where we keep too busy with our work, health becomes a matter of concern of all of us. Especially if we live abroad, medicines and health care have become so expensive that we might have to spend half of our savings on it. You certainly don't want to do that, right? Expat Global Medical Insurance helps you to cover all that without bearing any immediate cost. It not only gives you a complete medical cover but also, makes you financial secure. By taking international health travel insurance, you can stand your medical and health expenses on your own. 


We have often seen cases where in people living in abroad have to bear sudden and uncertain health costs which makes them face a financial crisis but, with such beneficial insurance scheme you can avoid such circumstances. Let's check out some more advantages of expat health insurance:

• Settlement of adequate medical expenses
• Aid to trip Interruption due to health issues
• Reimbursement of lost checked luggage
• Emergency medical evacuation
• Emergency reunion
• Emergency dental
• Settlement against accidental death and dismemberment
• Return of relevant assets

Though the facilities depend from one insurance company to another but, mostly the above mentioned services are taken care off. To a greater extent International Travel Medical Insurance companies are planning to cover more areas (as follows) to enhance their standard of health care:

· Terrorism coverage

· Hospital insurance (such as daily cash, etc.)

· Problems of pregnancy

· Natural disaster

· And, other travel support such as pre-trip safety and health advisories, immediate cash transfers, lost travel document or passport assistance, etc.

Whenever we go or live abroad, it becomes all the more difficult for us to take care of our health and all. In such a situation international travel medical insurance is the easiest way to deal with all sudden costs in this relevant field. Don't you think so?

We never know when we need a health cover, we can need a health cover anytime and anywhere in this whole world thus, it becomes essential to take such insurance schemes and be trouble-free.

Expat guide to Australia: financial management

In the first of a series of country guides designed specifically to address the problems faced by expatriates,Telegraph Expat takes a look at money management for those thinking of moving to, moving back from, or already living in, Australia

Australia is the number one destination for emigrating Brits , with 56,000 of us moving to the other side of the world in 2008, according to the latest official figures.

But if you are planning to go because of work, or simply in search of a better life for yourself or your family, there are a lot of things you need to think about to be sure your finances work as well as they can for you.

This guide will help you through the financial maze of what you need to do and how you need to do it to make your move a success.

BEFORE YOU GO

One of the most difficult things to do when you go to a new country is open a bank account, as you have no credit history in that country. If you open an account before you leave the UK, this circumvents the problem.

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know your resources - Expat Health Insurance

Guess who really pays for health care?

New York (CNN) -- If President Obama had been forthright last week at the health care summit, he would have opened the meeting by stating: "If you have health coverage, under our reform bills you are going to pay more and get less. If you are one of the 45 million elderly or disabled people on Medicare, you are going to get less. There is no such thing as free medical care. Somebody has to pay! And in the end it is you."

Those are the facts! And as Senate Majority Leader Harry Reid stated to the Republicans : "...you're entitled to your opinion, but not your own facts."

However, the facts, as the president has found out, are not exactly a compelling message to persuade a reluctant Congress and public to overhaul nearly one-fifth of the nation's economy.

Adding 31 million people (45 million now don't have coverage) to the health care system will cost the taxpayers trillions over time. Many of that uninsured group can't afford health insurance, and if this legislation passes, the government will create an entitlement program to subsidize them. In the end, like the entitlement programs that have gone before them, they will far exceed any cost estimates on the table today.

Continue Reading Guess who really pays for health care?

Expat Health Insurance For Asia

Insurance Plans for Expats in Asia

The 400 / AAA Plan

* Full Refund in-patient, day-patient and out-patient treatment including chronic conditions
* Emergency Medical Evacuation and Repatriation plus other emergency benefits
* Maternity coverage may be standard or optional
* Dental coverage is optional
* Personal Accident coverage is optional
* Available as a Family, Individual or Corporate Insurance plan


The 350 / AA Plan

* Full Refund in-patient and day-patient treatment
* Emergency Medical Evacuation and Repatriation plus other emergency benefits
* Maternity coverage may be standard or optional
* Dental coverage is optional
* Personal Accident coverage is optional
* Available as a Family, Individual or Corporate Insurance plan


The 100 / A Plan

* Full Refund or Sub-Limit (depending on the treatment) in-patient and day-patient treatment
* Emergency Medical Evacuation and Repatriation plus other emergency benefits
* Personal Accident coverage is optional
* Available as a Family, Individual or Corporate Insurance plan


Learn more about Global Health Asia's Expat Health Insurance

Expatriate Healthcare - Your Health In Safe Hands Wherever You Are

By Darlene Kaitlin

If you are planning to settle abroad, you need to also take a good look at your expat health insurance policy. Travelling overseas can be full of adventure and it can happen that you decide to pack your bags and move into a new place for the purpose of settlement outside own country. Since travelling abroad and starting to live there means coming across different climactic conditions and physical surroundings, you need to extra care of your health.

Adventure also means increased chances of events that may affect your health adversely at times. You may encounter a whole new set of issues that your body may take time to accommodate. And in case, any accidents occur and hospitalisation is required, the bills in a foreign place can come as a bad surprise. And before the medical bills deliver a knockout punch, you need to fight back with pre-protection, that is with a health care policy in place.

This is often the best option specially designed keeping in mind situations like this, and the people who would need to avail to it to ensure good health. Even if, by good grace, you do not come to require medical assistance, it will always serve to give you a peace of mind that you will be safe with proper medical care, no matter where you are.

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Expat Medical Insurance News: Expats disappointed by Kuwait's Hala February

Expats living in Kuwait have expressed their disappointment at the Hala February shopping festival, with many claiming that it is "not worth the wait".

Speaking to Kuwait Times, Mercy, a Filipina expat who has lived in the Middle Eastern country for more than a decade, said there is no marked difference in the price of goods during the festival, which runs until February 23rd.

"I can shop anytime in the malls and anywhere in Kuwait and enjoy huge discounts. I don't know what the Hala festival is for. I cannot understand," she declared.

Meanwhile, Indian expat Margaret said the organisers should focus on creating a vibrant, exciting experience that would inspire shoppers to spend their cash.

The Kuwait Times has also recently alerted expats to iniquities in the country's healthcare system, with nationals afforded a more comprehensive level of care than expat workers.

Such limited access may encourage employees to obtain expat health insurance as a priority.

Ignoring Expat Health Insurance is Dangerous to Your Wealth

Expat Health Insurance - You insure the house without hesitation; you insure the car too, so why do so many expats refuse to insure their own health?

Maybe you are perfectly fit and healthy, never been ill apart from the odd hang over or two, and besides somewhere in your wallet there is a plastic card with some foreign writing that your boss gave you assuring you it covers you in the event of being sick! Or does it?

The vast majority of us enjoy good health everyday of our working lives and any thoughts of illness or injury seldom stir the back of our minds. The reality is that we are all vulnerable and the prospect of becoming ill or damaging limbs is not as unlikely as we would care to imagine. Visiting the busy urban areas of Asian cities we have all seen the motorcycles with 3 passengers weaving amongst the traffic, normally loaded with a few live chickens and a full size colour television and driven by the ten year old daughter with her left arm pressed against her ear listening to her friends gossip on the latest mobile phone-and then the inevitable coming together with another motorcycle or expatriate who thought the traffic lights actually meant something!

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By Jackie Needham